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#redlining

2 posts2 participants0 posts today
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Nonilex

…The case began in 2020 when the #CFPB accused Townstone of #redlining & breaking fair-lending laws by discouraging residents living in majority-#Black neighborhoods from applying for its #housing #loans. It homed in on comments made during the company’s radio show & podcast, “The Townstone Financial Show,” saying they were intended to rebuff Black borrowers or those seeking to buy homes in certain neighborhoods.

#law#USpol#WhiteSupremacy
Public
ResearchBuzz: Firehose

Global Public Health: Using internet-assisted geocoding of 1940 census addresses to reconstruct enumeration districts for use with redlining and longitudinal health datasets. “Merged data could reveal social determinants of health, health and social policy milieu, life course events, and selection effects otherwise masked in longitudinal datasets. However, most exact boundaries of 1940 census […]

https://rbfirehose.com/2025/01/18/global-public-health-using-internet-assisted-geocoding-of-1940-census-addresses-to-reconstruct-enumeration-districts-for-use-with-redlining-and-longitudinal-health-datasets/

ResearchBuzz: Firehose | Individual posts from ResearchBuzz · Global Public Health: Using internet-assisted geocoding of 1940 census addresses to reconstruct enumeration districts for use with redlining and longitudinal health datasets | ResearchBuzz: Firehose
More from ResearchBuzz: Firehose
#1940census#bigdata#datasets
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Brian E. Young (he/him) 🌈

"The Baltimore City Department of Transportation will receive an $85.5 million federal grant to further its efforts to transform a blighted section of U.S. 40 in West Baltimore dubbed the “Highway to Nowhere,” Maryland members of Congress said Tuesday."

thebaltimorebanner.com/communi

The Baltimore Banner · Highway to Nowhere: Baltimore to get $85 million to help transform blighted section of roadwayBy Daniel Zawodny
#baltimore#maryland#infrastructure
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💧🌏 Greg Cocks

Stanford Researchers Map ‘White-Only’ Properties In Santa Clara Co. Using AI [ historic deeds / covenants ]
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kron4.com/news/bay-area/stanfo <-- shared media article
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dho.stanford.edu/wp-content/up <-- shared research
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reglab.github.io/racialcovenan <-- link to shared webmap
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#GIS #spatial #mapping #California #deeds #property #racial #racism #redlining #covenenants #race #minorities #propertyrecords #discrimination #history #historical #USHistory #legalreform #records #AI #machinelearning #openlargelanguagemodel #model #modeling #geography #clustering #demographics #spatialanalysis #spatiotemporal

snapshot - 1913 housing advertisement for the Palm Haven neighborhood in San Jose. 1913 is several years before Buchanan found “restricted districts” based on race unconstitutional, and the advertisement emphasizes the “restricted district[].” Palm Haven construction dates straddled Buchanan. It was developed by Thomas Herschbach who came to be responsible for 161 racial covenants in the County
snapshot - portion of deed - Although racially restrictive covenants are no longer legally enforceable and are considered illegal under the Fair Housing Act today, they still exist in thousands, possibly even millions, of historical property records in California. One such example, found in a 1940 real property deed from Santa Clara County’s archives, contains the following discriminatory language: “No persons not of the Caucasian Race shall be allowed to occupy, except as servants of residents, said real property or any part thereof.” The deed further specifies that “[t]hese covenants are to run with the land and shall be binding on all parties,” thereby affecting not only the tenants at the time but also the potential future owners of the land.
Charts – Top: Number of property deeds with restrictive covenants from 1905–1974, divided by whether specific racial groups were excluded or only white/Caucasian individuals were permitted. Most pre-1915 covenants specifically exclude Black and Asian individuals, but the vast majority of later covenants are whiteonly. The small number of restrictive covenants matched after 1970 consists largely of older deeds filed for reference, rather than new restrictive covenants being introduced. Bottom: The number of occurrences of specific racial groups in covenants that exclude specific groups. East Asian and Black were by far the most commonly excluded demographics, but some covenants targeted other groups, such as Italian, Portuguese, Indian, and Mexican individuals.
Maps – Top: Clusters of racial covenants on a map of modern-day Santa Clara County. Some of the largest and most notable racially restricted developments – discussed in this section – are shown in red. Bottom left: Racial covenants in south Palo Alto and Mountain View. Bottom right: Racial covenants in downtown San Jose. Dots represent individual subdivisions and are scaled in proportion to the number of racial covenants within the subdivision.
Public
audrina

Insurance redlining article from Shelterforce

"recently the industry has decided to cut back on home insurance policies, significantly raise premiums, and threaten to leave certain states altogether because of the losses it is experiencing due to climate change and so-called natural disasters"

#news #insurance #redlining

shelterforce.org/2024/09/05/in

Shelterforce · Insurance Redlining Is Back—But We Can Fight ItInsurance regulators have resisted requiring the kind of disclosures that are now routine around mortgage lending. But that might change.
Public
MidsouthMouth.OctaviaKeats

Black Adults Are More Likely To Be Concerned About Pollution

#pollution #Superfund #Redlining #Bodies #Labor

#green #BlackFedi

#BlackMastodon

#EnvironmentalRacism

#Classism #ClimateChange

blavity.com/black-adults-more-

Blavity News & EntertainmentBlack Adults Are More Likely To Be Concerned About Pollution - BlavityClimate disasters last year set records. Not only was it the most expensive year in environmental emergencies, racking up $92.9 billion in damages, but also projected the highest number of likely heat-related deaths since 1987 . As climate disasters become more frequent, disparities in where these disasters are striking and who is most impacted underscore the relationship between current community concerns and the historical relationship between production, marginalized people and the environment . A 2023 Gallup poll surveyed 12,684 U.S. adults over the age of 18 regarding their concerns about environmental contamination in their community and how pollution has impacted their livelihood. Across categories, Black Americans were more likely to be concerned about four types of environmental contamination than any other demographic.  39% of Black adults responded being “very” or “fairly concerned” about exposure to toxic building materials, nearly double the national average. The...
Continued thread
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CelloMom On Cars

"Critically, the proposed legislation includes provisions aimed at protecting communities from #bluelining — the emerging practice of financial institutions “increas[ing] prices or withdrawing services from regions they perceive to be at high environmental risk.” Bluelining overlaps with the same racist patterns of disinvestment established by #redlining, the “systemic practice of excluding communities of color from economic opportunities based on their race.”

ciel.org/insuring-the-climate-

Center for International Environmental Law · Insuring the Climate Crisis: New Bill Aims to Rein in Predatory Insurance Practices - Center for International Environmental LawA new bill proposed in the New York State Legislature aims to use state regulatory authority over insurance markets to address runaway insurance costs and growing coverage gaps driven by mounting climate change impacts.
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Curtis McHale

The Color of Law – Richard Rothstein
The Color of Law looks at how redlining affected the wealth of Black Americans after Word War 2. From not letting Black Vetrans get the financing that all Vetrans were supposed to be eligible for, to breaking up Black neighbourhoods for "public projects" this is a sobering look at how white people stole wealth from generations of Black Americans.

Purchase The Color of Law on Amazon
curtismchale.ca/book/the-color

#bookreview#bookstodon#racism
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