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#adverseselection

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Coach Pāṇini ®<p><span class="h-card" translate="no"><a href="https://friendica.myportal.social/profile/hankg" class="u-url mention">@<span>hankg</span></a></span> <span class="h-card" translate="no"><a href="https://mastodon.social/@JoshuaHolland" class="u-url mention">@<span>JoshuaHolland</span></a></span> </p><p>It is •impossible• that automobile <a href="https://mastodon.world/tags/insurance" class="mention hashtag" rel="tag">#<span>insurance</span></a> actuaries are not tracking all of this and increasing premiums to avoid <a href="https://mastodon.world/tags/AdverseSelection" class="mention hashtag" rel="tag">#<span>AdverseSelection</span></a>.</p>
Coach Pāṇini ®<p><a href="https://mastodon.world/tags/ClimateChange" class="mention hashtag" rel="tag">#<span>ClimateChange</span></a> represents <a href="https://mastodon.world/tags/AdverseSelection" class="mention hashtag" rel="tag">#<span>AdverseSelection</span></a> for the <a href="https://mastodon.world/tags/insurance" class="mention hashtag" rel="tag">#<span>insurance</span></a> industry.</p><p>Property, lives, and capital is at risk.</p><p><a href="https://www.superversive.co/blog/actuaries-are-the-worlds-oldest-data-scientists" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://www.</span><span class="ellipsis">superversive.co/blog/actuaries</span><span class="invisible">-are-the-worlds-oldest-data-scientists</span></a><br /><a href="https://mastodon.social/@CelloMomOnCars/113600454499476709" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://</span><span class="ellipsis">mastodon.social/@CelloMomOnCar</span><span class="invisible">s/113600454499476709</span></a></p>
Coach Pāṇini ®<p><span class="h-card" translate="no"><a href="https://social.coop/@ZaneSelvans" class="u-url mention">@<span>ZaneSelvans</span></a></span> <br />Climate change will break the insurance industry before it breaks everything else.</p><p>Actuaries are the world’s oldest data scientists.</p><p>The math doesn’t lie.</p><p>They are paid to avoid <a href="https://mastodon.world/tags/AdverseSelection" class="mention hashtag" rel="tag">#<span>AdverseSelection</span></a>.</p><p>When the risks manifest everywhere, on everything, all the time, actuarial models collapse.</p>
Coach Pāṇini ®<p><a href="https://mastodon.world/tags/AdverseSelection" class="mention hashtag" rel="tag">#<span>AdverseSelection</span></a> is short-hand for “not worth it” and <a href="https://mastodon.world/tags/ThingsFallApart" class="mention hashtag" rel="tag">#<span>ThingsFallApart</span></a>.</p>
Coach Pāṇini ®<p><span class="h-card" translate="no"><a href="https://geekdom.social/@FantasticalEconomics" class="u-url mention">@<span>FantasticalEconomics</span></a></span> </p><p>A lot of words that aren’t <a href="https://mastodon.world/tags/AdverseSelection" class="mention hashtag" rel="tag">#<span>AdverseSelection</span></a>: <a href="https://www.superversive.co/blog/no-renewal-due-to-adverse-selection" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://www.</span><span class="ellipsis">superversive.co/blog/no-renewa</span><span class="invisible">l-due-to-adverse-selection</span></a></p><p><a href="https://mastodon.world/tags/Actuaries" class="mention hashtag" rel="tag">#<span>Actuaries</span></a> are the world’s oldest analyzers of empirical data: <a href="https://www.superversive.co/blog/actuaries-are-the-worlds-oldest-data-scientists" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://www.</span><span class="ellipsis">superversive.co/blog/actuaries</span><span class="invisible">-are-the-worlds-oldest-data-scientists</span></a></p>
Coach Pāṇini ®<p>We need a creative meme or TikToker to articulate <a href="https://mastodon.world/tags/AdverseSelection" class="mention hashtag" rel="tag">#<span>AdverseSelection</span></a> </p><p><a href="https://www.superversive.co/blog/actuaries-are-the-worlds-oldest-data-scientists" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://www.</span><span class="ellipsis">superversive.co/blog/actuaries</span><span class="invisible">-are-the-worlds-oldest-data-scientists</span></a></p><p><span class="h-card" translate="no"><a href="https://glammr.us/@TeamMidwest" class="u-url mention">@<span>TeamMidwest</span></a></span> @jalefkowit@octodon.social</p>
Coach Pāṇini ®<p>&quot;One million <a href="https://mastodon.world/tags/Florida" class="mention hashtag" rel="tag">#<span>Florida</span></a> properties are projected to become chronically flooded: properties that today fund nearly 30% of local revenues for more than half of the state’s municipalities, according to a new study conducted by researchers at Cornell and Florida State Universities.&quot;</p><p><a href="https://www.wmfe.org/environment/2023-10-16/sea-level-rise-drain-floridas-financial-future" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://www.</span><span class="ellipsis">wmfe.org/environment/2023-10-1</span><span class="invisible">6/sea-level-rise-drain-floridas-financial-future</span></a></p><p><a href="https://mastodon.world/tags/AdverseSelection" class="mention hashtag" rel="tag">#<span>AdverseSelection</span></a> <a href="https://mastodon.world/tags/RiskManagement" class="mention hashtag" rel="tag">#<span>RiskManagement</span></a> <a href="https://mastodon.world/tags/insurance" class="mention hashtag" rel="tag">#<span>insurance</span></a> <a href="https://mastodon.world/tags/sustainability" class="mention hashtag" rel="tag">#<span>sustainability</span></a></p>
Coach Pāṇini ®<p>When insurance companies pull out of markets due to adverse selection, it reminds me of Ben Shapiro saying people would just move.</p><p>Sure, bro.</p><p><a href="https://sampathpanini.medium.com/no-renewal-due-to-adverse-selection-123d0c6832bb" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://</span><span class="ellipsis">sampathpanini.medium.com/no-re</span><span class="invisible">newal-due-to-adverse-selection-123d0c6832bb</span></a></p><p><a href="https://mastodon.world/tags/insurance" class="mention hashtag" rel="tag">#<span>insurance</span></a> <a href="https://mastodon.world/tags/math" class="mention hashtag" rel="tag">#<span>math</span></a> <a href="https://mastodon.world/tags/statistics" class="mention hashtag" rel="tag">#<span>statistics</span></a> <a href="https://mastodon.world/tags/RiskManagement" class="mention hashtag" rel="tag">#<span>RiskManagement</span></a> <a href="https://mastodon.world/tags/AdverseSelection" class="mention hashtag" rel="tag">#<span>AdverseSelection</span></a></p>
Dennis Alexis Valin Dittrich<p>Of Models and Tin Men<br><a href="https://arxiv.org/abs/2307.11137" rel="nofollow noopener noreferrer" target="_blank"><span class="invisible">https://</span><span class="">arxiv.org/abs/2307.11137</span><span class="invisible"></span></a><br>An ambitious research agenda:<br>"In a <a href="https://fediscience.org/tags/PrincipalAgentProblem" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>PrincipalAgentProblem</span></a>, conflict arises because of information asymmetry together with inherent misalignment between the utility of the agent and the principal… argue the assumptions underlying principal-agent problems are<br>crucial to capturing the essence of safety problems involving pre-trained AI models in real-world situations."<br><a href="https://fediscience.org/tags/llm" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>llm</span></a> <a href="https://fediscience.org/tags/AIEthics" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>AIEthics</span></a> <a href="https://fediscience.org/tags/MoralHazard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>MoralHazard</span></a> <a href="https://fediscience.org/tags/AdverseSelection" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>AdverseSelection</span></a> <a href="https://fediscience.org/tags/economics" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>economics</span></a></p>
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